Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents How to Retire Early Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts. What Is a Roth 401(k)? Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA. Saving for Retirement This calculator can help you estimate how much you may need to save for retirement.